Providing Award-Winning Insurance services

Specializing in:
- Home / Rentals
- Auto / Recreational
- Business / Commercial

Protect what Matters

Policies we Broker

As an independent insurance agency, we’re able to vet a variety of insurance companies for your personal and business needs. We proudly serve the Bismarck-Mandan community, all of North Dakota, as well as Colorado, Montana, Wyoming, and South Dakota.

✔️ Home Insurance
✔️ Auto Insurance
✔️ Condo Insurance
✔️ Commercial Business
✔️ Small Business Insurance
✔️ Mobile Homes
✔️ Seasonal Homes
✔️ Liabilities

your local experts

About Us

We teamed up with a Colorado financial firm, Mountain State Financial Group, hence our name, ‘Mountain State.’ Across the board, Mountain State stands by the commitment we make to you. We believe relationships are the reason for our success with the services we provide our clients.

Michael Babel
Licensed Insurance Broker

Michael Babel is a husband, proud father, devoted volunteer, and community member. Whether it’s organizing non-profit events, or presenting new policies or claims, serving others has always been near to Michael’s heart. Mountain State Insurance Agency provides him with endless opportunities to go above and beyond for clients.

Valerie Babel grew up in Southern California, meeting her now husband, Michael, shortly graduating from high school. She loves the ocean and sunny weather but chose to move with Michael to his hometown of Bismarck, ND. Her love for Bismarck has continued to blossom over the last 10 years of living within the community, referencing it as “the perfect place to raise her two sons.” Valerie cherishes the firefly, laid-back community, and is proud to be a part of business that is local to it.

Valerie Babel
Licensed Insurance Broker

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"Valerie and Michael have been a wonderful team to work with from the start. Getting Michael’s nuanced and experienced insight on various coverages has given me comfort in knowing I am properly protected in the worst-case scenario."

– Doug A.

“Mountain State Insurance Agency has provided me with the best experience I have ever had with insurance. They are patient and answer all my questions in a timely, educational manner, which helps me make the best decisions for myself and my family. I will be using them for all of my insurance needs in the future.”

– Keagen H.

“I have been insured by Mountain State Insurance Company since 2020. I’ve never had an insurance agent who genuinely cares about you as an individual like Michael and Valerie. They are extremely responsive and have never left me out to dry. Furthermore, they have years of experience in the insurance industry and the knowledge that comes along with those years.”

– Albert H.

"Mountain State Insurance Agency worked with me to get me the best coverage at an affordable rate when purchasing my first home. The company and everyone that worked with me were so pleasant and helpful. I would highly recommend them!"

- Cassandra A.

"If I ever have a question Valerie and Michael are readily available, you’re not just a number. They genuinely care about you and provide you with the best service. Amazing teamwork! Thank you!"

- Lisa L.